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Federal Reserve moves ahead with rate hikes, widening the rate differential between the world's two biggest central banks. ADVERTISEMENT "The ECB may need to start discussing tapering later this year, if only to put a little market pressure on governments that have been dragging their heels on reform," HSBC said. "But for now, Mr Draghi seems determined to keep monetary policy on its pre-set course." The problem is that the euro zone's recovery still relies heavily on ECB stimulus as governments either lack the tools or the resolve to reform inefficient and highly indebted economies. That said,

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Young adults, who used to be the largest age group involved in new companies in 1996, Morelix and Reedy wrote, are now among the smallest demographic group. Many young entrepreneurs are unlikely to go to venture capital firms or business incubators, preferring to bootstrap finance their companies with their own money or funds from friends and family members. But being in debt for student loans makes self-financing that much tougher. Even graduates who have begun promising start-ups have found that securing financing when carrying student loans was brutally difficult. Austin Dean, 28, based

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